California Privacy Notice (CCPA/CPRA)

California Privacy Notice (CCPA / CPRA)

Effective Date: January 06, 2026

Last Updated: January 06, 2026

NOTICE FOR CALIFORNIA RESIDENTS

This California Privacy Notice supplements the Privacy Policy of Speedy Loan 24/7 ("Company," "we," "us," or "our") and applies solely to California residents ("Consumers") as defined by the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

1. Our Role

Speedy Loan 24/7 operates a financial lead-generation and distribution platform that connects consumers seeking loan products with third-party lenders and financial service providers through real-time routing and ping-tree technology.

Important Disclosure: Speedy Loan 24/7 is not a lender, does not make credit decisions, and does not issue loans.

2. Categories of Personal Information Collected

Within the last 12 months, we may have collected the following categories of personal information:

A. Identifiers

Full name
Email address
Phone number
IP address
Online identifiers

B. Personal Information (Cal. Civ. Code §1798.80)

Mailing address
Date of birth
Employment information
Income-related indicators
Loan request details

C. Internet or Network Activity

Website interaction data
Browsing behavior
Referral and affiliate source data

D. Geolocation Data

Approximate location derived from IP address

E. Sensitive Personal Information

Financial information provided in connection with a loan request
Authentication or verification data (if applicable)

3. Sources of Personal Information

We collect personal information from:

Consumers directly
Affiliate publishers and marketing partners
Lead generators
Data verification and fraud-prevention providers
Cookies and similar tracking technologies

4. Purposes for Collection and Use

We collect and use personal information to:

Match consumers with potential lenders or financial partners
Operate and optimize ping-tree lead-distribution systems
Communicate regarding loan inquiries
Verify identity and prevent fraud
Maintain compliance and audit records
Improve website performance and user experience
Comply with legal and regulatory obligations

5. Disclosure, Sale, and Sharing of Personal Information

A. Disclosure for Business Purposes

We may disclose personal information to:

Service providers
Technology and lead-routing platforms
Hosting, analytics, and compliance vendors

B. Sale or Sharing of Personal Information

Speedy Loan 24/7 may sell or share personal information to third-party lenders and financial buyers in exchange for monetary or other valuable consideration.

This may include:

Identifiers
Financial and loan-related information
Internet or network activity data

Opt-Out Instructions

You may opt out of the sale or sharing of your personal information at any time.

Email: contact@speedyloan247.com Do Not Sell or Share My Personal Information

6. Sensitive Personal Information

Sensitive personal information is used only as reasonably necessary to:

Provide requested services
Match consumers with lenders
Maintain platform security
Meet compliance obligations

We do not use sensitive personal information for unrelated purposes.

7. Your California Privacy Rights

If you are a California resident, you have the right to:

A. Right to Know

Request disclosure of:

Categories of personal information collected
Sources of personal information
Business or commercial purposes for collection
Categories of third parties with whom information is shared

B. Right to Delete

Request deletion of personal information, subject to legal exceptions.

C. Right to Correct

Request correction of inaccurate personal information.

D. Right to Opt Out of Sale or Sharing

You may opt out of the sale or sharing of your personal information at any time.

E. Right to Limit Use of Sensitive Personal Information

You may request limitations on how sensitive personal information is used.

F. Right to Non-Discrimination

We will not discriminate against you for exercising your privacy rights.

8. How to Submit a Privacy Request

You may submit a request by contacting us at:

Email: contact@speedyloan247.com

We may verify your identity before processing your request.

9. Authorized Agents

You may designate an authorized agent to submit a request on your behalf. Proof of authorization may be required.

10. Data Retention

We retain personal information only as long as necessary to:

Fulfill lead-generation purposes
Meet legal and regulatory obligations
Resolve disputes
Enforce agreements

11. Minors

Speedy Loan 24/7 does not knowingly sell or share the personal information of individuals under 16 years of age.

12. Updates to This Notice

We may update this California Privacy Notice from time to time. Any updates will be posted on this page with a revised effective date.

13. Contact Information

Speedy Loan 24/7

Website: www.speedyloan247.com

Email: contact@speedyloan247.com

This notice is provided in accordance with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

Return to Home View Privacy Policy View Terms & Conditions