Before You Apply

If You Pay Late or Miss Payments

When you accept a loan, you agree to pay it back:

• On time
• With interest
• According to the repayment schedule set by the lender

Speedy Loan 24/7 is not a lender, and we do not control loan fees, penalties, or repayment rules. Always read the lender's loan agreement carefully so you know what happens if a payment is late or missed.

How Your Credit Score May Be Affected

Lenders may check your credit to decide whether to offer you a loan.

• Some lenders use a soft credit check, which does not affect your credit score.
• If you move forward with a loan, the lender may perform a hard credit check, which can affect your credit score.

Missing or late payments can also hurt your credit score and stay on your credit report.

Debt Collection

Speedy Loan 24/7 does not collect payments and does not handle debt collection.

If you do not repay your loan, the lender may contact you to collect the debt. The lender's collection rules will be explained in your loan agreement. If you have questions about payments or collections, contact your lender directly.

How Long It Takes to Get Your Money

If a lender approves your loan, the time it takes to receive funds can vary.

It depends on:

• The lender
• Your bank
• The day and time of approval

Speedy Loan 24/7 does not control funding times.